Wednesday, February 29, 2012

Qingdao Cycling & Mountain Biking ll Recreation & Sports | Qingdao ...

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Source: http://kendrickholmes25.typepad.com/blog/2012/02/qingdao-cycling-mountain-biking-ll-recreation-sports-qingdao.html

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Defense rests in ex-detective's murder trial (AP)

[unable to retrieve full-text content]AP - The defense rested Tuesday in the love-triangle murder trial of former Los Angeles police detective Stephanie Lazarus, a case dating back 26 years.

Source: http://us.rd.yahoo.com/dailynews/rss/crime/*http%3A//news.yahoo.com/s/ap/20120229/ap_on_re_us/us_detective_killing

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Youtube . com Online Video Marketing Tips to Go through the roof ...

YouTube video marketing is getting more popular every day, with marketers making mother board this significant website marketing software which has the possible to supply a higher revenue along with get more traffic for business services and products. Internet video marketing continues to be a rather new arena for many marketers and there are several essential guidelines that internet video clip marketers require to look at when entering the field of video marketing.The key reason why video marketing by way of YouTube is now very popular and successful is that movies develop the Gry ability to strike a number of different methods ? such as appear, eyesight and thoughts. A highly organized video clip contains the Jesli narty to tylko Dolomitach! ability to participate the customer and to supply a communication that is less difficult to process that only studying very long text message copy.Also if done efficiently, the founder of the YouTube video clip can make instantaneous partnership and diamond together with the customer, definitely a feeling that they?re betting that anyone at the rear of your camera. This is due to they?re able to actually see the human being how it looks, notice their speech, see themselves moves and get information and facts that they?ve about their certain services and products.Movie will take a lot less attempt on the part of a prospective consumer ? studying very long copy is usually considered wearisome and hard, requesting attention and quite often readers only scan the document, without taking in the many information and facts.That?s why YouTube video marketing, when performed correctly, can strengthen site visitors, web site appointments, conversion rates and interaction between your customer and the entrepreneur or service provider of a product or service. However, if your video clip is just not produced and posted correctly, it could stop possible qualified prospects and potential customers, definitely a negative perception with the business or the services and products that were accessible to themThe critical for YouTube video clip creation is usually to give top quality articles, in a manner that displays the very best of your enterprise or the Jesie? zima wiosna lato zawsze jest czas i miejsce na sport services and products that you simply present, even though preserving the playback quality limited, educational and offering the customer a specific call to action about where to start future.The key region to focus on in terms of your YouTube video marketing work is providing the most remarkably related, educational and fascinating articles. The customer have to sense that you?re definitely an essential reward by your video clip and delivering successful solutions to their biggest requires and difficulties.Always have your excellent customer in your mind when coming up with a YouTube video clip and act as you are talking with them straight, providing them with the top approaches, guidelines and remedies you have to present which will fulfill their biggest requires and resolve the difficulties that cause problems for them most.

This entry was posted in Uncategorized by Walter. Bookmark the permalink.

Source: http://www.aliagaspor.com/youtube-com-online-video-marketing-tips-to-go-through-the-roof-your-web-site-traffic

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Tuesday, February 28, 2012

War of Celandine

War looms in the distant horizon. The elven king of Celandine has passed and now the humans, dwarfs and elves are at each other's throats, trying to claim the throne which they so believe to be theirs; for the first time in history has the three races declared war on one another.
Their armies are being gathered, their weapons sharpened and their armor reinforced. Each race has their advantages and their weaknesses, each and everyone of them has their eyes on the prize...But who will lead them? Who will be there to see it? This is where you come in.

We're in need of at least 1 more dwarf and another human character to have the RP started. You can choose any rank, from the lowly thief that gets conscripted into the army, to the mighty kings who'll lead the knights into a glorious charge against the enemy.

If the War of Celandine has caught your attention, then please don't hesitate to submit a character (preferred the one needed, but if you don't want to, you don't have to.)

Source: http://feedproxy.google.com/~r/RolePlayGateway/~3/NlqGvLazvik/viewtopic.php

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Learn more about the green sense ? You'll find stated registry ...

Posted By Leanne on February 27, 2012

Having a top quality registry cleaner programs can certainly help boost your computer or laptop promptly. The top together with proper way to help you clean the program is making use of a cost free registry cleaner free trial program. Which includes a free trial variety, technology not only to help you clean increase protein intake procedure and once the demo version timeframe has expired, you may select if you should purchase a full program or stop making use of it.

Prior to when deciding upon particular programs, you must realise there presently exist a few choices to your account and is also your responsibility to buy the individual who meets the needs you have top. Likewise, it may not clean right up just about everything. When employing this kind of methods, it?s also wise to watch out that the program could give a handful of pop ups that should advise people concerning how enough time continues to be and if the software trial period runs out, typically the arise will ask you to purchase typically the given variety.

Only when there is crime will you need to consider using a cleaner. The final thought is that when it comes to applying free of charge registry cleaner free trial editions, you are able to that you are applying built to be from your dependable company. Being familiar with tips on how to boost something enables you significantly less while relaxing and could in addition help safeguard private information on top of that. That registry keeps up having the information having clean my pc around every last stage that can take placed into something. Due to will become delayed together with messy, your computer or laptop believes the actual result from in addition supporting more efficient. By using a registry cleaner, these types of archives they fit into your accurate sites pertaining to much simpler connect to. You would possibly examine this into a cleaning house hold setting important things that you could easily find individuals ever again down the road.

Working with a registry cleaner at least weekly will help to clean right up brief world wide web archives. An alternative side you can look at pertaining to helping take care of your devices can be compact disk defragmentation. Over time using this, bits together with pieces of archives find yourself in a mess and when you set about increase protein intake procedure, obtaining each of these equipment to build individuals in concert has a long term. Looking through review articles compiled by pro?s together with researchers can help you have the registry cleaner you can utilize as well as other programs that?s essential for you to incorporate on top of that.

Investigate for your programs you wish to clean inside hard disk and hang right up a frequent agenda for cleaning it. This is certainly another thing if you lots of programs using your laptop. Typically, installing of newer methods towards your Desktop computer will provide things in your registries. To illustrate, if you make a misstep together with find yourself editing an important putting, you can make your computer get it wrong. In addition to that, you could find there presently exist several thousand this kind of things, on and on throughout individuals one by one may not be achievable you will still have the ability to plenty of time across the globe.

Which means that you have to have something about understanding in the event that clean my pc has good health prior to purchase this. With the use of review articles, this is simple achieve, as you can be contingent on typically the suffers from about individuals that experienced make use of this kind of methods before. You can get this kind of review articles for places that include using the net message boards. The very best of development of the child Desktop computer care message boards, advisors there are lots of then one can select regardless of what you like based on their tendencies. The brains behind Now i am applying now is addressed as Registry Easy, one of the methods which i already have saved recently in advance of the computer system was ready to collapse inside the given body weight of all the so called excessive things possess supporting more efficient the program. Countless users may very well think about the reason why they want some Windows xp registry cleaner in addition to their anti virus programs, spyware and adware together with malware eradication resources, as well as other ability bettering programs.

Due to gets to be fat having outdated information, clone things together with problems, it could possibly ruin development procedure. Clients can suffer gradual ability, methods may very well do not create wholly together with problems may very well transpire concerning startup inside procedure. Through worst predicaments, devices will possibly not in fact accomplish typically the start up strategy. Although laptop repair authorities may well change typically the registry physically to solve these complaints, naive customers must not attempt regular registry restore about in fact limited problems by themselves simply because of the likelihood harm. Specialized restore businesses is often mutually pricy. Luckily for us, computer system homeowners expect to have an cost effective replacement. A new Windows xp registry cleaner is inexpensive as compared with skilled laptop repair offerings.

Basically no laptop repair computer technician could teach Desktop computer proprietors to only deliver their computer system once again for just a totally free repair whenever they want registry car repairs. Registry cleaner software programs are not only cheaper than signing on with computer technician ultimately, the safety of the software programs are inarguable awarded total number of professionals utilize this. First thing that you should achieve can be restart the pc the slicer. There are other methods to help you restart the pc the program. The first fluffy way is pushing Management, Alt together with Delete tips on the other hand.

The one down side is that you simply will miss typically the unsaved info. Another method about restarting the slicer is the action icon to close downward. After the computer system can be deterred, subsequently reboot your computer this. It might result in the replacement windows archive registry to end up being been detrimental to and in addition almost any unsaved information is dropped. Or, subsequently attempt another widely known fantastic settings. This could be some followup with the keep working effective introduction of the Windows xp. This kind of manner benefits a handful of operater together with gizmos of the procedure. The actual task using typically the harmless way is in order to connect online and use a procedure restore.

Given you allow typically the restore procedure to conserve lots of windows software they are often simply reloaded additionally, the computer will start operating ever again. You will have to repair your computer or laptop, together with ideas offer a handful of serious review articles of the top 5 registry restore utility companies to help you buy what you need regarding which you should select. Examine the country?s demo version get at the end of the website page to experience yourself. The tests gains many of us produced performed seize a handful of problems that the additional offerings previously had never establish, despite the fact. Trying to find other choices for Desktop computer song programs, RegistryBot will be a thing to consider suitable for you. Each of our professional recommendation is Registry Easy, despite the fact.

It?s all a pain and to help you liberate off from the program. A remedy of this dilemma is some ability programs. A new ability programs react concerning detecting extraneous together with unsafe archives that will behave badly on the computer. It is additionally opportinity for the shopper to grasp the best idea package together with what are important things additional customers articulate while having qualified aided by the targeted registry cleaner programs.

Based on a handful of review articles, CCleaner is among the most traditional programs while it can be employed together with saved without charge. An alternative ability programs that?s renowned for the country?s name reported by a handful of programs compare can be Registry Technician. Moreover it helps save the prior registry for dreadful situations about abrupt wrecks. Your personal computer product readily available for download without charge although youngster should be play with it perfectly, customer really ought to buy the entire programs to help you discover the country?s characteristics.

Source: http://green-sense.info/?p=258

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Monday, February 27, 2012

Your Usefulness of business Sales | Kanzlei Schottstaedt

While using found economic downturn persisting throughout defiance from your forecasts through several erudite gurus, it will be both daring or maybe a little irrational to get creating a new company right now. Your augurs for Rickmansworth estate agents are generally gloomy in the best of periods, plus a period involving austerity the odds involving accomplishment are generally nevertheless more reduced. The idea occurs even near getting ready for a swimming up-stream right now if the wave lately turned and is also swiftly going. But acquiring directly into a pre-existing enterprise, which has a adult market place, established possessions and also ready-made a positive manner, in which provides be described as a additional appealing task. Your income will probably be flowing right away, the staff will probably be seasoned and also established as well as the exchanging tactic nicely planned and also very developed in order to side-step the hidden opening comes. Nonetheless, must one particular remain gonna leap directly in and also type in a new exchanging escapade, what troubles and also obstacles need one particular sensible have a to overcome?

Office space, booked, purchased or perhaps rented, remains abundant, cost-effective and also varied along with present outstripping desire, when you don?t insist upon a very prestigious location which include Tokyo, japan city center or perhaps Monaco?s On line region. Cash Gear and also equipment, though additional varied with regards to the circumstances of one?s enterprise, is actually subject to exactly the same market place pressure and also ascetic restriction. With a capable Business strategy plan and a tiny take advantage the bank in order to again you up (assuming you?re thus lucky), your discussing place features leverage and also directions thing to consider.

Certain market sectors are saved to the complete to get prevented. Unless there exists a precise, purposeful and also resilient program, the Store and also Cafe deals are to be granted a entire body swerve; your competitors is powerful as well as the cash flow through such firms small and also difficult to rely on. Your Club and also Certification Clients are inordinately a whole lot worse, along with shrinkage continuous year on year and also a large number of empty general public properties abandoned in order to rodents and also encroaching knotweed. Grinding and also garden companies, nowadays deemed just as much a small business because various other, is actually specialist as well as specific initial circumstances certainly not typically appealing for the neophyte small business owner.

A region at the moment about the up is actually Hired Accommodation. Using less adults and also people capable of getting a home loan like a first-time customer, the requirement for houses and also bedsits doesn?t have a recessional hindrances at the moment and also for the time-being seems like a success. In the area of expenditure, bricks-n-mortar hardly ever disappoints.

Article Created By Charlotte K.F. Gosa

Rickmansworth estate agents

Source: http://www.kanzlei-schottstaedt.de/your-usefulness-of-business-sales/

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Sunday, February 26, 2012

The Truth About The search engines Dark-colored Book ? Club ...

What is The search engines African american Ebook? Google African american Ebook is surely an ourite-e-book that gifts a pace-by-stage clear-cut guide to be able to certainly be a real tremendous affiliates by unveiling time tested functional techniques to be able to make real money. Who is definitely the potential audience of your e-book? People [...]

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Google African american Ebook is surely an ourite-e-book that gifts a pace-by-stage clear-cut guide to be able to certainly be a real tremendous affiliates by unveiling time tested functional techniques to be able to make real money.

Who is definitely the potential audience of your e-book?

People that happen to be just beginning to project on ecommerce business particularly in affiliate internet marketing and also to those unfortunates who are already into the ecommerce business yet still attempting to generate yet still at lost to be able to purchase the right method of earn their initially funds on-line.

What importance this e-book provides me?

Here are probably the subject matter this e-book has to offer:
Web marketers Advertising and marketing Essentials ? Instructing you on primary technique in order to lower often mistakes created by affiliates.
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Unique Rapidly Motion Section 5: Automated ? Understanding auto responders, encourage, handle customer support, method expenses and carry out purchases automatically? The true secret to creating 6 figures each year?
Online Marketing Insider secrets never disclosed by those TOP Authorities.
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Is it the ebook too hard to understand?

The e-book is payday loans displayed within a simple phrase and it is to straightforward. The themes are organized this sort of that it will make suggestions the appropriate way of performing online business. In addition, it put together some record and things to-do number and this will aid to quickly boost right away in executing affiliates marketing.

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You can offer additional insight on how to earn money through the Internet using this type of e book Half inchThe The search engines African american EbookHalf inch.

Source: http://www.clubsandwichbayarea.com/?p=1070

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99% A Separation

All Critics (112) | Top Critics (37) | Fresh (111) | Rotten (1) | DVD (2)

These people seem so real they might live next door. And they probably do.

Very few movies capture as convincingly as A Separation does the ways in which seemingly honorable decisions can lead to interpersonal conflict -- even disaster.

To say the piercing Iranian film A Separation is about divorce is a bit like saying The Wizard of Oz is about a pair of slippers.

"A Separation" moves beyond one couple's sundering marriage to reveal growing rifts between generations, ideologies, religious mind-sets, genders and classes in contemporary Iran.

"A Separation" is a great movie, a look inside a world so foreign that it might as well be another planet, yet so universal that its observations are painfully familiar to anyone, anywhere.

Asghar Farhadi's emotionally epic movie is not just a masterpiece dramatically, it is a movie dramatically of its moment.

One of A Separation's many virtues is the way it gradually reveals, Rashomon-like, the complicated facts, half-truths, and lies that each character tells for perfectly legitimate reasons.

Finely crafted drama teems with conflicts involving class, generations, mental health and good old fashioned lying.

What is a sin? What is right? When is it okay to lie? All these questions swirl in a movie that might possibly be the best foreign language film at this year's Academy Awards.

"A Separation" is a plaintive fable of the human condition that unites us.

One of the year's best reveals life in Iran

A tragically familiar family drama whose heartbreaking "for want of a nail" sequence of events spirals out of control at an intimate and individual level.

A Separation shows the human struggle for respect and a better life. It's a struggle rife with human frailty. Asghar Farhadi is a sly writer and director, and leaves us with questions that are provocative and elusive.

Smart, provocative, and brimming with ungovernable human emotions.

A meandering, nerve-wracking, ultimately worthwhile tour of contemporary Iranian urban life.

Above all, Farhadi?s parable teaches that a rush to judgment inevitably turns back on the judge.

It's a portrait of an essential and sympathetic human dilemma, and in that it's both real and timeless in ways that transcend borders, cultures and languages.

Is it possible, the movie asks, that children, with their belief in absolutes, have purer moral compasses than their forced-to-compromise parents?

Partly a courtroom drama, partly a political satire and partly a twisty thriller that gradually draws you in and becomes more engrossing with each new revelation.

Expectedly, the volatility is penetrating, but the feature is methodical, stewing in every last moment of unease and contemplation, stretching to a point where Farhadi is practically lapping himself.

A quietly lacerating portrait of familial discord that morphs into a wider portrait of society and law...While the setting might be foreign, its concerns are universal.

More Critic Reviews

Source: http://www.rottentomatoes.com/m/a_separation_2011/

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Saturday, February 25, 2012

Brooke Mueller Charged With Possession and Distribution of Cocaine

Charlie Sheen’s ex-wife has been charged in Colorado with possession and distribution of cocaine stemming from her arrest in Aspen. Brooke Mueller was arrested by police on Dec. 3 after a woman reported being assaulted at a nightclub. Pitkin County chief deputy district attorney Arnold Mordkin said Friday that Mueller has also been charged with [...]

Source: http://www.celebritymound.com/brooke-mueller-charged-with-possession-and-distribution-of-cocaine/?utm_source=rss&utm_medium=rss&utm_campaign=brooke-mueller-charged-with-possession-and-distribution-of-cocaine

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Green Cleaning Methods Are Best For Home Improvement ...

You probably had no idea about all the very many facets of brisbane pressure cleaner when you set about to increase your understanding. For us, we were totally clueless until it became apparent that there was a lot to discover. What you will find here is well-researched information that you can trust and build upon and go forward with. There are always things you need to be aware of because sometimes those things are what you want to stay away from. Of course you know there are challenges along the way, and that is true of anything you do or learn about. Any size challenge is really never any reason to slow down with what you want to do, and so with that let?s get started. It is not that hard to find some home improvement project that needs to be done. If you really want to improve the worth and appearance of your home, however, the first place you are probably going to start is with a thorough cleaning. You think you are doing something good for your home when you clean it, but if you are using traditional cleaners, you are filling your home?s structure and air with harmful chemicals. Because of that, changing to green cleaning methods, is one of the best home improvements you can make. You home can have its value increased simply by using green cleaning techniques, and some of those will be shared in this article. Cleaning the oven usually turns out to be one of the most challenging projects with home improvement cleaning. It is even a daunting task when you have a self-cleaning oven. It is not necessary to use dangerous chemicals to get your oven clean, even though you have left it until you think it will never come clean. Better ways are out there. The paste created out of the water and baking soda, is spread everywhere in the oven and does its work during the night. While the paste is getting hard, the baking soda will go to work on the dirt and grease stains. As long as you are willing to exert a little effort, scraping out the oven might be a challenge, but that is about all. Another plus is that it is a great workout. There are other ways to dry your clothing than using a dryer. It is convenient to use a dryer, especially during the winter months when it doesn?t work so well to hang things up to dry. They will increase your carbon footprint, because of the required electricity. Not only is a dryer hard on the environment, no matter if it is gas or electric, but static electricity is increased by using it, especially in the winter. The environment isn?t the only beneficiary when you choose to hang dry your laundry. It?s also better for your budget because clothing last a lot longer when they are hung up to dry instead of being banged about in a hot dryer on a regular basis. So far, you have discovered a few things concerning pressure cleaners brisbane along with the significance it has for you. Stop and think a bit about what each point means in your personal situation. It goes without saying that we have no real idea about how this is playing out for you, so we just try to present solid information. Having a wider perspective is to your advantage as well as an open mind. That is would be the ideal scenario, here, but you will not always have the time to do what is necessary for that to happen. If that describes you, then you know that you need to make the very most of your time. That is really what each of us tends to do, anyway, we go with what applies to our unique situation and try to find what is most helpful. Adding houseplants are the best form of green living you can get. You will brighten up the environment by adding houseplants, but it does more than that. An air filter cleans particles out of the air, and that is what plants do. There are various plants that work best for cleaning the air, and they are English Ivy, rubber plants, spider plants and peace lilies. These plants are miracle workers by exchanging toxins in the air, and giving off oxygen instead. At least a dozen plants will work for an 1800 square foot house, but even better would be to have a dozen and a half. Plants are much better environmentally in cleaning your home than air filters and purifiers. Before you can take on any bigger home improvement projects, you are going to need to clean the area in question. Your family will be much safer when you decide to use green cleaning products and get rid of chemical-based products, and start using environmentally friendly methods for cleaning. There are lots of tips, as these have only been the beginning. With some research you can find plenty more! We have strived to give you the most useful ideas as it relates to this important topic. It is to your very clear benefit that you have a sufficient grasp of this information. You can easily find tremendous amounts of information on roof painting gold coast, and there are relevant sites that are very helpful. But do not rush into anything especially when it comes to moving forward on the data you find. We never have any problems at all in disclosing that what I offer in my material may or may not be comprehensive. Try to avoid getting to scattered with what you choose to do based on this information, and it is always a good idea to limit your activities to something that you favor for whatever reason.

24. February 2012 by admin
Categories: genral | Tags: gold coast roof cleaning, gold coast roof repairs, gold coast roofing, roof cleaning gold coast, roof painting gold coast, roof repairs gold coast, roof restoration gold coast, roofing gold coast | Comments Off

Source: http://www.lakecountyblackbears.com/green-cleaning-methods-are-best-for-home-improvement-3/

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Friday, February 24, 2012

Lofty oil new headache for debt-ridden Europe (Reuters)

[unable to retrieve full-text content]Reuters - LONDON (Reuters)- No sooner are Europe's debt anxieties easing a touch than a sharp rise in oil prices threatens to impede the economy's tentative recovery from the euro's near-death experience with Greece.

Source: http://us.rd.yahoo.com/dailynews/rss/energy/*http%3A//news.yahoo.com/s/nm/20120224/bs_nm/us_eurozone_economy_oil

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Expert Trout Fishing Tips

Are you keen to go for trout fishing? Trout is a freshwater fish and you would simply love to gorge on baked trout, but only if you are familiar with the tips of catching this fish. It is tricky undoubtedly, because the species of this fish require perfect trout catching lures and baits in sufficient proportion. Moreover, you should acquaint yourself with the favorite tips for catching trout, before you can really get lucky during the first time. The beginners should be particularly careful and get sufficient knowledge about trout fishing tips and the strategies before trying their luck.

You need to keep in mind several determining issues before going out for trout fishing. Sometimes even the best trout catching lures and baits do not work properly and it can be a challenging option for those anglers who have mastered the art of catching this fish and are familiar with trout catching tips.

The first thing that you should keep in mind while catching trout is to consider the level of water and the weather conditions. It becomes difficult to catch this variety of fish particularly in severe cold weather when they prefer to remain deep down the river.

However, one reason for not getting success with catching trout may be that you are having little or no knowledge about the best trout magnet. In order to get hold of good baits, you can visit online stores and have a look at some of the varieties that are available or get the opinion of experts regarding this. If you want to get success with trout catching, you should have the aptitude to learn about the feeding habits of this fish or know when they are most likely to fall prey to your baits.

Doing research about the behavior of this variety of fish will help you to gain knowledge and enhance your chances of success.

After carrying sufficient research on trout catching tips, you will come to know that it appears more complicated that it actually is. You should become familiar with the techniques.? For instance the bait should be kept at the right depth to lure the fish and it is good to start fishing during a time when the fishes are active enough and look for food. In short, the trout magnet should be placed carefully so that it is not gushed away with water.

Trout catching would be difficult if either the water is not clear due to depleted levels or any other reason because it is difficult to lure them when the mud gets dissolved in water. In other words, you need to become an expert before going out for trout fishing.

Source: http://leisure.ezinemark.com/expert-trout-fishing-tips-7d342c9b18f8.html

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Sunday, February 12, 2012

Why enjoy a health and safety risk management system ...

Any adverse health and safety risk management system is designed with a structured, documented, ongoing risk management strategy instead of an ad-hoc approach. It defines occupational health and safety responsibilities.
It integrates occupational protection with quality and various other business and risk management systems.

A health and safety system lays the principles to succeed in continuous improvement safely.

The principles to a safety and health risk management system

? Commitment and Policy
? Planning
? Implementation
? Measurement and Evaluation
? Review and Improvement

1. Commitment and Policy
It is critical that persistence for safe practices starts on the top menu with the growth and development of policy by senior management. And, the implementation of safety and health through safety policies and programs is remains endless commitment for those managers and employees, at every level.

When reviewing an organization?s safe practices risk management policy there are actually three areas to target:

? The tips of this organization?s health and safety risk management policy.

? Examples which demonstrate leadership and commitment to protection risk management policy.

? Identification on the risk management responsibilities and accountabilities.

2. Planning
Planning is critical on the safety and health risk management process.

The leading objectives, targets and indicators with the organization?s safety and health risk management plan ought to be identified.

The health and safety risk management plan needs to match the organization?s overall investment business plan and mission.

A hazard identification system needs to be established. Processes and systems needs to be set with regard to their assessment and control.

3. Implementation
? Consultation and communication will be starting point.
? The implementation of one?s safety and health risk management system involves a multitude of activities, processes and procedures.
? Managers and employees needs to be cognizant of their accountability and responsibility.
? Managers and employees want the tools to use their responsibilities.
? Organization?s performance management processes needs to be measurable with built-in continual feedback.

Safety Risk management are required to be integrated into business processes. And, organizations need to have the potential to implement its OH&S management system.
Yourwants that are required for this that occurs include:
? allocation of resources
? competencies
? training
? management accountability
? appraisals and types of support and assistance.

Measurement and Evaluation
It?s important to have the ability identify what main measurement and evaluation procedures happen to be in the manufacturer. Including the task for the investigation of OH&S incidents.

Review and Improvement
Very important that policies be continually under review so and also providing practical information on safe practices risk management it is undoubtedly a scope for continual improvement.

The interior and external business environments for anyone organisations continually change. Therefore, improvement with their OH&S performance contains a normal article on their policies, plans and objectives.

Protection risk management systems are implemented by all major organizations some form and also other, but they also all have the similar objective.

A health and safety risk management system is key to implementing risk management. This article outlines the reasons and the essential components of a typical system for health and safety risk management.

Source: http://www.articleplusx.com/2012/02/why-enjoy-a-health-and-safety-risk-management-system/

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Saturday, February 11, 2012

Project SHAPE LA gets middle-schoolers moving | UC Health

UCLA assistant professor of nursing heads program to increase physical activity among Los Angeles youth.

Kynna Wright-Volel, UCLA

Funded by a $1.2 million grant, Kynna Wright-Volel, Ph.D., R.N., F.A.A.N., assistant professor and Robert Wood Johnson Nurse Faculty Scholar at the UCLA School of Nursing, and the Los Angeles Unified School District (LAUSD) are launching Project SHAPE LA, a coordinated school-health program to increase physical activity among youth in Los Angeles County schools.

Project SHAPE LA targets 24 middle schools in underserved areas of Los Angeles and will touch nearly 12,000 students.

?As a pediatric nurse practitioner, I see the health consequences when children are overweight or obese; however, the clinic visit is but one part of the solution,? said Wright-Volel. ?Research shows that school-based programs that are supported by collaborations among universities, schools, businesses and parents can decrease obesity and obesity-related behavior. We believe that Project SHAPE LA will do just that!?

According to the Los Angeles County Department of Public Health, one in five children in the LAUSD are considered obese. Obesity during childhood has immediate consequences, including hypertension, high cholesterol and the development of metabolic syndrome, as well as psychosocial problems such as low self-esteem and poor body image. Childhood obesity, if left unchecked into adulthood, can lead to a variety of chronic diseases, such as type 2 diabetes, heart disease and certain types of cancer, including breast and colon.

?This is an important component of an overall strategy for improving the health and well-being of our community, which includes physical activity, improved nutrition and nutrition education, and health education,? said Rene Gonzalez, assistant superintendent of student health and human services for the LAUSD.

Engaging in regular physical activity is widely accepted as an effective preventative measure. Project SHAPE LA (Shaping Health for Adolescents through Physical/Nutrition Education Los Angeles) uses three components: SPARK PE, an evidence-based physical education program; educational training of PE teachers in the areas of nutrition, physical education, curriculum development and professional development; and up to $2,000 per year of PE equipment per school.

Anticipated outcomes from this program include:

  • Increased moderate to vigorous physical activity.
  • Increased scores on the California State Board of Education?s FitnessGram Test in the areas of aerobic fitness, body composition and muscular strength/endurance.
  • Increased academic achievement, as evidenced by higher scores on California standardized tests.

?Support for our PE teachers is imperative at this crucial time in our state?s budgetary crisis,? said Chad Fenwick, LAUSD physical activity adviser.

The five-year grant will give approximately 85 PE teachers a monetary stipend and intense, evidence-based training in physical activity, nutrition and physical education curriculum.

The grant is jointly funded by the National Institutes of Health?s National Institute of Nursing Research and Office of Behavioral Social Science Research, both of which are committed to preventing disease and promoting the health of individuals, families and communities.

Another component of the grant supports the recruitment of 100 minority high school students a year. These students will be provided education and mentoring in the areas of obesity prevention, leadership and careers in health and allied health professions. This leadership program will be piloted at Belmont High School.

According to Los Angeles City Councilman Eric Garcetti (District 13), ?This partnership with Belmont High School shows a strong commitment by Dr. Wright-Volel and the UCLA School of Nursing to the investment in our youth as they learn to be the next leaders of our city.?

?With this grant, we want PE teachers to ignite a passion for physical activity ? to teach kids that by being active they can be healthy and achieve their dreams,? added Wright-Volel.

The UCLA School of Nursing is redefining nursing through the pursuit of uncompromised excellence in research, education, practice, policy and patient advocacy. Rated among the nation?s top nursing schools by U.S. News & World Report, the school also is ranked No. 4 in nursing research funded by the National Institutes of Health and No. 1 in NIH stimulus funding. In 2009-10, the school received $18 million in total research grant funding and was awarded 26 faculty research grants. The school offers programs for undergraduate (B.S.), postgraduate (M.S.N. and M.E.C.N.) and doctoral (Ph.D.) students.

Source: http://health.universityofcalifornia.edu/2012/02/10/project-shape-la-gets-middle-schoolers-moving/

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Friday, February 10, 2012

US rallies 'Friends of Syria' for meeting (AP)

WASHINGTON ? The Obama administration is working with its European and Arab allies to organize the inaugural meeting of the "Friends of Syria" to explore ways to further isolate President Bashar Assad, support his foes and end ongoing violence.

The State Department said Thursday that its top Mideast envoy, Jeffrey Feltman, has been dispatched to Morocco, France and Bahrain to help put the meeting together and determine the group's membership and its mandate. Arab League foreign ministers are due to meet Sunday in Cairo and could announce a date and venue for the meeting after that.

France and Turkey, both of which have historic and commercial interests in Syria, have offered to host the meeting. Morocco, which sponsored the U.N. Security Council resolution calling for Assad to step down that Russia and China vetoed, is also a candidate.

"Now that the U.N. Security Council action has been blocked by the double veto, we are compelled to work outside the U.N. system, and so that's why you see this sort of groundswell of work now to get this friends group together," State Department spokeswoman Victoria Nuland told reporters.

Feltman was in Morocco on Wednesday and was meeting Thursday in Paris with French officials as well as with Qatari Prime Minister Hamad bin Jassim, who is there visiting, she said. In Bahrain for a security conference later this week, Feltman will see other Arab and European officials. Secretary of State Hillary Rodham Clinton plans to meet Turkish Foreign Minister Ahmet Davutoglu in Washington on Monday.

In Morocco, Foreign Minister Saadeddin el-Othmani confirmed that Morocco is a candidate to host the meeting but stressed that "nothing is fixed." He said he expected more clarity on the matter after Sunday's Arab League meeting.

___

Associated Press reporter Paul Schemm in Rabat, Morocco contributed to this report.

Source: http://us.rd.yahoo.com/dailynews/rss/obama/*http%3A//news.yahoo.com/s/ap/20120209/ap_on_go_ca_st_pe/us_us_syria

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Wininger Family Welcomes Riddle Siblings Into Their Home ? The ...

As of April 4, 2011, junior Cherokee Wininger and her family officially adopted eighth grader Tyson Riddle and his younger sister, Latisha, out of foster care and into their home. Riddle was 13, and Latisha was 11 when they were first put into foster care. Tyson claims they were in foster care for two months before the Wininger family adopted them in.

?We have known each other since we were babies because we are actually cousins,? said Tyson.?

The people at the foster care had contacted Wininger and let her know of Tyson and Latisha?s situation. Wininger, Tyson, and Latisha are related so the foster care assumed they?d be the best family for Tyson and Latisha. It was then that the Wininger family came to the decision of accepting Tyson and Latisha into their home.

?I was really happy when [my parents] made the decision because I know I don?t have to worry about if they are okay or if they have a warm place to live,? said Wininger on the decision.

Sometimes foster care if the best place for a child to live based on home conditions. But then again sometimes, kids do not want to be anywhere but in an actual home.

?No there was nothing enjoyable [about foster care]. It was upsetting,? said Tyson on his thought of foster care.

Wininger and Tyson both agree life is much better now, now that Tyson and Latisha are out of foster care.

?It?s a lot better. It feels like it?s my own house instead of a strangers,? said Tyson on moving into the Wininger house.

Bringing in two new children is sure to bring changes and conflicts.

?We have had to make a lot of changes. Because instead of me and my sister Donna ? Jo sharing things now we have to share with them including our parents which I was willing to do,? said Wininger.

Now that Tyson and Latisha have settled into their new home, it?s pretty clear that the family has grown closer.

?I have always been close to them but I have grown closer to them now that they are living with us,? said Wininger.

The act of bringing kids out of foster care and into a real home can inspire kids to adopt children themselves when they get older.

?Now that we have been adopted, I would say yes I may consider adopting when I grow up because you never know what some kids are going through and how they are living. I hate to see kids without a house and food to eat,? said Wininger on her opinion on adopting in the future.

Tyson says he does occasionally see his biological parents. But as of April 4, 2011, Tyson and Latisha Riddle were officially adopted into a loving, warm house.

Story by Brooklyn Dotts

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Source: http://thepaolite.wordpress.com/2012/02/09/wininger-family-welcomes-riddle-siblings-into-their-home/

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Thursday, February 9, 2012

How Mental Wellness Affects Sexual Wellbeing ? Font Articles

Sure, it is genuine? intercourse is just not just about staying physically suit and getting an awesome body? the human brain as well plays a main role.

Nonetheless, this truth is generally ignored and most individuals have a tendency to aim only for the physical nature of intercourse. They commit their time looking to develop into much more physically match or seeking enhancements which will support them perform superior through intercourse. Really number of women and men fully grasp that mental well being is as essential as actual health when it comes to sexual intercourse.

Listed below are some from the techniques wherein mental health has an effect on sexual wellness:

*If you might be not sensation nicely mentally- you might be stressed, have anxiety or are depressed- you will be more likely to lack correct chemistry with your physique that is completely essential for good sexual wellbeing. Mentally unhealthy people are possible to possess an imbalance of chemical substances and hormones from the physique that will result in inadequate sexual well-being.

*If you?re stressed or anxious, you are going to not be able to take it easy all through intercourse. This will result in inadequate libido or problems like erectile dysfunction even when you happen to be physically match. So, should you would like to love your sexual life, you need to possess a calm, peaceful brain.

*A healthy and balanced mental can fantasize, can come up with resourceful sexual suggestions and anticipate satisfaction for the duration of intercourse. Nonetheless, in case your psychological well-being is weak, you can not have the ability visualize these scenes, which may possibly depart your sex daily life dull or perhaps non-existent.

*People struggling from inadequate mental health and fitness are sometimes on drug treatments to treat their issue. A lot of of these medication assist you sleep superior or treat anxiety. These medications tend to abandon the individuals dull, uninterested or perhaps averse to any kind of sexual pastime. This can even employ a long-phrase negative effect for the sexual health and fitness of the patients.

It?s vital to search for health-related guidance to resolve difficulties related to very poor psychological wellness affecting sexual health and fitness of individuals. Often, a medical professional may perhaps reduce the dosage of medicines, counsel the individuals or propose relaxation or breathing methods to strengthen their sexual well-being.

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? N Font Articles

Source: http://fontarticles.info/how-mental-wellness-affects-sexual-wellbeing.html

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Tribeca Film: To Protect and Serve: Patriachy and Power in Rampart

By Karen Kemmerle

Rampart, the sophomore film by writer/director Oren Moverman, provides a dark, visceral character study of a man unhinged. Set in 1999, the film centers on Dave Brown (played ferociously by Woody Harrelson), a Vietnam veteran and one of the most corrupt and brutal cops working in LA. Brown, with his laundry list of vices (booze, pills, and promiscuity to name a few), is a remnant of the old system of police work at a time when change is necessary for the department. His personal life is no better than his professional life: Brown lives uneasily with his two daughters (Brie Larson, Sammy Boyarsky), who were mothered by a pair of sisters (Anne Heche, Cynthia Nixon), both married to Brown at different points in his chaotic life.

Dave Brown

Credit: Merrick Morton/Courtesy of Millennium Entertainment

Moverman manages to portray Brown as a complex figure who, despite his obvious flaws, evokes an unlikely sympathy from the audience. Fans of Moverman?s The Messenger will no doubt welcome the reunion of Moverman, Harrelson and Ben Foster, who acts in the film as well as serving as one of its producers. Co-written by novelist James Ellroy,?Rampart takes viewers on a guttural trip through the streets of Los Angeles during a particularly turbulent period of social upheaval, ferried by one of the most corrupt cinematic cops in recent years.

Tribeca: You usually write your screenplays with a partner, but on this script you collaborated with the legendary James Ellroy. Can you talk about how this collaboration worked and the ways in which you may have had to adapt your usual process?

Oren Moverman: Well, first of all, I wish I had a usual process. Every time you write, you just have to re-invent it. With James, it was a unique situation because everything is unique about James Ellroy. He had the idea for the film and wrote a draft of the script, going as far as he wanted to go with the project. I was then brought in to work with the script, which was very complicated and very sophisticated but also sprawling. So we never really worked together on the script; it was this process of development where he really created the world and I just carried it to the inevitable end, which resulted in the movie. It needed to get to a place where it could be made as an independent film.

Once we got close to shooting, I showed him drafts and he gave me notes and I responded to those notes. It was a very respectful, very separate process. Things changed a lot from his original script, but really the character and the world were deeply rooted in what James envisioned.

Dave Brown

Credit: Merrick Morton/Courtesy of Millennium Entertainment

Tribeca: Your last film, The Messenger, and?Rampart both feature men in uniform. Is there something about a career in the service?whether the military or the police?that interests you?

Oren Moverman: Well, don?t we all love men in uniform? [laughs] I was just saying to someone that it wasn?t planned. I can tell you that for sure. The films just happened, just one after the other. They are similar in some ways. Both films deal with a certain breakdown of the usual approach to masculinity. The main characters are both in traditionally male dominated professions. They are either a step behind or a step ahead but never in line, never quite adapting to the norm.

I think when you take the modern male, whatever that means, and add the emotional elements and obstacles that go with men in uniform, you basically realize that they have to bury their own feelings and play a part. There is a lot of theatre involved with being in uniform.

Tribeca: This is the second time you have worked with Woody Harrelson. The first time you directed him in an Academy Award-nominated performance. Can you talk about how you got him involved in Rampart? What drew him to the role of Dave Brown?

Oren Moverman: He got involved because when they offered me the movie, I told them I had a couple of conditions. Number one was that Woody would have to play Dave Brown. We both wanted to continue what we started with The Messenger, along with Ben Foster, and I knew Woody could do something very interesting with the character. The character fell way outside his comfort zone, and that?s always good with actors in general and with Woody in particular. I knew he could go very deep with this character. We offered it to him and he immediately said yes. The role was dark and disturbing in many ways, but Woody said it was one of the best characters he?s ever been offered and he didn?t say no to me. So we got lucky. [laughs]

Woody Harrelson & Ben Foster

Credit: Merrick Morton/Courtesy of Millennium Entertainment

Tribeca: You mentioned Ben Foster already, but Rampart has a great ensemble cast which, in addition to Foster, includes Steve Buscemi, Sigourney Weaver, Robin Wright, Cynthia Nixon, Brie Larson and many others. How did you go about assembling such a stellar group??

Oren Moverman: It was really through the normal casting process. With Ben, it was different because we have a company together, the company that produced Rampart. We wanted to develop more projects and Ben wanted to get involved on the production end as well as acting. He is interested in directing, writing, all those things. That was actually condition number two. [laughs] For me to direct the movie, Ben would have to be a producer, and our production company would have to be involved in the decision-making. Ben was a huge part of this movie, on and off screen.

With the other actors, it was a process of sitting with our casting directors in NY and LA and going through the lists. To their credit, there were a lot of people of note. You mentioned some of them?serious actors that were willing to come in for a couple of days and do a small role. The movie is really about Woody?s character, and every other character is almost a reflection of what?s going on with Woody. It?s not really about them, and they don?t have developed personal narratives of their own. I would also like to think that actors who saw The Messenger thought it would be a great idea to work with me. [laughs] Ultimately, too, I think the idea of working with Woody Harrelson is a very exciting one for any actor. They were just excited to come in and play with Woody.

Tribeca: Did you have any rehearsal period with your actors?

Oren Moverman: No, I don?t rehearse with my actors or have a traditional table reading. We never go through scenes before we shoot them. My process is to basically do a lot of talking beforehand, explore the character and do the research. We talk a lot about who the characters are, but also we talk about the actors themselves and what?s going on in their lives. I think this approach allows the actors get to know each other and develop a language. Once we have that language, coming to set means knowing their characters and knowing that anything could happen?changes will happen, you can get off script, new ideas will start developing, improvisation will take place. No one really says, ?Cut,? and I don?t tell the actors what to do.

I try to create an environment that fosters creativity from the actors? perspective. They are not expected to nail everything on the page; they are expected to live in the moment and interact with each other in a very present way. So I guess the rehearsal period is really just to do a lot of talking and for the actor to do a little soul searching.

Tribeca: We talked a bit about the concept of masculinity in Rampart, but some of the most memorable scenes in the film focused on Brown at home with his two daughters, his ex-wife, and his soon to be ex-wife, who are sisters. Can you talk about why these scenes are important? In other words, what do Dave Brown?s relationships with these women reveal about his character?

Oren Moverman: Well, it?s partly James Ellroy, because he wrote these characters, but if you are going to make a movie about masculinity, you have to show the alternative. I think in many ways this movie is about change and about how things are going to be different for a guy who doesn?t want to change and tries to refuse the process. Some of the strongest catalysts for this change are the women who dominate Dave?s world. His masculine fa?ade breaks down because the theatricality of his manhood doesn?t align with his reality and the emotional situations in which he finds himself.

If there was ever going to be any change in Dave Brown, it was going to be brought about by the women in his life. They break apart his old ideas of patriarchy and masculinity. It was really important to show this character that belongs to a predatory world of pursuit trying to live out all these sexual fantasies of power, and realizing, ultimately, that they are a dead end. There?s a scene at the beginning of the film with a young female cop when Dave says, ?This used to be a glorified soldier department, and now it?s you.? In other words, it used to be a Dave Brown world and, hopefully, the women in his life are going to change all that.

Dave Brown

Credit: Merrick Morton/Courtesy of Millennium Entertainment

Tribeca: Another interesting element to Dave Brown was his attitude towards food. The opening scene of the movie shows him screaming at a rookie when she leaves her French fries on her plate, and a memorable later shot has him devouring the burrito at Klub Satan. Did Woody add this twist to the character, or was his enjoyment of food part of the script all along?

Oren Moverman: When I was initially working on the script, I wanted some psychical change in Dave Brown to show that his time is up. My first thought was that he should be a little overweight and that his relationship with food should not be beneficial to him. When Woody came on and understood what I was doing with the food element, he said: ?That?s cool, but I?m a vegan. I can gain a little bit, but I can?t gain 30 or 40 pounds.? Then he suggested that he could lose weight.

I remembered this guy I met 8 or 9 years ago, who was a Vietnam vet, and he was one of those guys that you never saw eat. He?d smoke and drink, but you never saw him with food. This was a guy who was in total control of his body, but it wasn?t a healthy body. So it would be a great thing for Dave Brown to be somebody that doesn?t receive nourishment, which is a basic human need of growth, time and change. If someone is so vain to think that food is a weakness, you know he has control issues. When he gets really low and screwed up, we filmed him devouring food. You just see how starved this man is and how he is lacking in some very basic human things.?

Tribeca: Were there scenes left on the cutting room floor that you regret losing?

Oren Moverman: Yes and no. There were scenes left on the metaphorical floor, or rather, the hard drive. They are beautiful scenes, but I don?t regret losing any of them. I knew from the beginning that we were going to overshoot this movie. If we cut this movie the way it was shot, it would have been almost four hours long. It wouldn?t be a great four hours, only a good four hours. We sculpted a movie that we?re proud of and really like. It?s hard to cut out beautiful scenes with beautiful acting and visuals, but that?s part of my job. Unfortunately, part of improvising and creating new scenes like we did has the downfall of producing too much material.

Tribeca: Rampart was the first film from the company you own with Ben Foster, Third Mind Pictures. What prompted you and Ben to form your own production company? What are your plans for your next film?

Oren Moverman: Generally, we?re looking for projects we want to do together in various roles: producer, writer, director and, obviously with Ben, acting. There?s nothing specific to talk about right now. We?re now in production for a script that I wrote, and Steve Buscemi will be directing the film. It?s called Queer, and it?s based on the writings of William Burroughs. We are producing it, and Ben is also going to have a role in the film. Hopefully, there will be more down the line. The company was built as a projection of our friendship. We just want to work on good projects together that get us excited.

Rampart opens in limited release on Friday, February 10. Click here to find theater information and tickets in your area.

Watch the trailer:

?

Follow Tribeca Film on Twitter: www.twitter.com/TribecaFilm

Source: http://www.huffingtonpost.com/tribeca-film/rampart_b_1258445.html

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Wednesday, February 8, 2012

Credit help: How to continue your financial life after bankruptcy ...

There is life after bankruptcy. Here are some tips to help you work your way back to financial well-being.

Declaring personal bankruptcy is devastating both financially and emotionally. But there is good news. With some careful planning and attention to detail you can repair your credit and be back on the road to financial health. Here are some tips that can help.

Credit help: How to continue your financial life after bankruptcy

1. Get a Copy of Your Credit Report

As soon as your bankruptcy is discharged, get a copy of your credit report. There are three major credit bureaus ? Experian, Equifax and TransUnion. These reports can be ordered online or you can send a request in writing. There is normally a fee for this information. However, if you apply for credit and are denied you are entitled to a copy of the report on which the lender based their decision.

You should also be aware of your FICO score. This number represents a condensed version of your credit history, considering late payments, employment history, credit history, current credit patterns and other factors. This score is calculated by each individual credit bureau and normally offered as part of the purchased credit report. The FICO score is the biggest determining factor when you are being considered for a loan or credit line.

Carefully review your credit report, looking for errors in personal information, account history that is incorrect, accounts that do not appear to be yours and other erroneous information. If you discover any errors, note them on the special form provided with the report and detail each item with an explanation of why it is incorrect. The credit bureau is obliged to review this information and respond to you within thirty days.

2. Pay Your Bills

Bankruptcy does not mean an end to bills and most people still have obligations. You will probably still have rent, utility bills, phone and cable bills to pay. Pay them on time and do not get behind. These remaining bills will be the foundation of your new credit history. Lenders understand that sometimes people find themselves in a financial bind and bankruptcy is the only way out. But if you continue to let bills slide, you will not present a convincing credit picture. This trend will be reflected in your FICO score.

3. Apply for a Secured Credit Card

Most likely you were required to surrender all of your credit cards at the time you filed for bankruptcy. This may be the most painful part of the process. But credit cards are often a necessity and the secured cards offer an opportunity to help you to start rebuilding your credit.

A secured card is one that requires that you deposit a sum of money in an account that is used as collateral. Some card issuers will match that sum, others will not. You use this card just as you do a standard credit card and are billed monthly for purchases made.

Use your favorite search engine and do some research. Make sure that you select a card from a reputable bank ? one that also offers standard cards. It should be a recognized card, either Visa or MasterCard. Read all the fine print. Once you get the card, use it prudently and try to pay the balance every month. Do not be late on the payments and do not exceed your limit. By using this card responsibly, you are proving that you are credit worthy.

Most banks will review a credit card account every 6-8 months. In the case of a secured card, a review may result in their issuing you full credit and even refunding your deposit. Normally this won?t occur in the first year and the longer you have the card and build a credit history, the more likely it will be that they will in fact release the card to you.

4. Credit Card Offers

If you receive a letter advising you that you have been pre-approved for a bank card, take them up on the offer. Again, read the fine print and be aware of hidden fees and service charges. If the deal seems solid, go for it. You may be pleasantly surprised. Banks know that you cannot declare bankruptcy for at least seven years after discharge and this ensures they will get paid one way of the other. The worse thing that can happen is that you will be turned down and then you can get a free credit report!

If you do get a card, use it responsibly and try to pay off the balance each month if you can. Use the card for things that you would normally pay cash for and set that money aside in your checking account. Again, do not be late in making your payments and NEVER use this card for a cash advance. The interest on these ?loans? is usually higher than for purchases and it is just too easy to get into the habit of doing this. You need to continue living within your means so as not to get in trouble financially again.

5. Test the Waters

For most people, transportation is one of the first challenges that they face after going bankrupt. Even if you were able to keep your vehicle, you are going to have expenses and ultimately, you will need a new car. Crazy at it sounds, it may be easier to buy a new car than to pay for repairs for the old one. This is a great way to boost your credit rating as well as your morale!

Look for a reputable dealer in your area that claims to give credit to ?almost? everyone. Most metropolitan areas have ?auto malls? where one dealership owns a variety of franchises and they usually have the best selection of pre-owned vehicles. These agencies normally have access to numerous banks and lending agencies and, because they are working on a commission, they want to find someone to loan you the money. Of course, the downside is that you are going to pay a higher interest rate than people with good credit, but it?s a start for you and eventually, you can refinance this loan at a lower rate.

Set a firm dollar amount as your maximum monthly payment and DO NOT BUDGE. Make sure the figures that they show you include all the expenses (taxes, licensing, prep, etc.) You do not want any surprises. Obviously, the newer the car, the better. Ask about the dealer?s warranty and do not buy an extended service warranty.

Once you get the vehicle you have made a huge step forward in repairing your credit history. It is critical that you pay on time, every month. Normally, after a year or so you can ?shop? the loan and try to find a lower interest rate. Try to do that until you have a rate that is comfortable.

Do not try to buy another vehicle until this loan is paid off. You will only be paying interest on interest and this compounds. Buy something that you will be comfortable driving for the length of the loan.

These guidelines are no guarantee, but most people are able to obtain credit within two years of filing for bankruptcy. In the meantime, treat this experience as a means to start fresh and use your new credit wisely. There is life after bankruptcy.

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Source: http://newsolio.com/credit-help-how-to-continue-your-financial-life-after-bankruptcy,777

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Ross Murray: The Relationship Between Faith and Marriage Equality

More than a handful of states are currently debating whether to extend the legal protections marriage brings to gay and lesbian couples and their families. We are watching with anticipation as states like Washington and Maryland inch closer to treating all families with fairness and equity. Governors of both of these states have talked about their Catholic faith and their strong relationships with their faith as they pledge their support for marriage equality. Something is happening, right now, that is calling them to support fairness and equality at this time.

We are in the middle of a watershed moment for LGBT equality. The time is right for individuals, cities and whole states to start recognizing and respecting the care and commitment of loving gay and lesbian couples. Over the past few years, as we've seen more states legalize marriage equality, we've also seen public opinion inching upwards. According to several recent polls, a majority of Americans of all creeds and affiliations now support full marriage equality.

And through all of these conversations about LGBT equality and marriage, religion is playing a prominent role. When the movement toward marriage equality started, people of faith were portrayed by the media as being entirely and unilaterally opposed. But as the conversation has continued, and as more and more people have cited their faith as a reason they support their LGBT friends, neighbors and family members, that perspective is starting to change.

Personally, I applaud the media's attention to the faith perspective on LGBT equality. As a committed Christian and a gay man, I'm excited to see two important aspects of my identity garnering recognition in the media. Growing up in my small church, I realized that I had an undying love for God and the worshipping community gathered to give glory. I also knew that my being gay was going to be difficult for others in our church. After reconciling my faith and my sexual orientation for myself, I've worked for years on LGBT inclusion and equality in religious communities. Now, doing the religious work for GLAAD, it is gratifying to see the same faithful conversations about faith, equality and inclusion out in the wider world.

And I know I'm not alone. There are thousands upon thousands of people of faith who are also lesbian, gay, bisexual and transgender (LGBT), and who are committed to their faith and its relationship with their sexual orientation or gender identity. This is exactly why the way we talk about religion and the LGBT population is so important. It should reflect the caring conversation that is happening in places of worship across the country.

The validation from faith already exists and is growing. Religious communities and people of faith are increasingly welcoming and supportive of LGBT people. According to a recent research note by the Public Religion Research Institute, majorities within most religious groups favor allowing gay and lesbian couples to marry. These religious group with a majority of LGBT supporters include Jews, religious people who identify as neither Christian nor Jewish, Catholics (both white and Hispanic) and mainline Protestants. Even in religious groups that do not have a majority of LGBT support, affirming people are increasing numbers and working toward LGBT equality both inside and outside their denominations.

Although the coverage has improved, we still need the media to better reflect that reality. Instead of sometimes focusing exclusively on religious opposition to LGBT equality, we need more stories that reflect the truth that people are being called to love and support their LGBT friends and family. Life is much more complex than the "gays versus religion" stereotype that has been so often portrayed in the media.

Last week, Seattle Archbishop J. Peter Sartain's testimony against marriage equality in the Washington State Senate garnered much attention. However, at the same hearing, Bishop Chris Boerger, of the Northwest Washington Synod of the Evangelical Lutheran Church in America, also testified in favor of marriage equality. Two bishops, who are, in fact, ecumenical peers, demonstrated the reality of difference in the religious perspective on marriage equality.

An accurate representation of the true range of religious perspectives on marriage equality is not difficult to achieve. A wonderful example of this nuanced approach comes from The Herald in Everett, Wash., which ran a story entitled, "Who will accept gay marriage and who won't." The article shows a variety of perspectives on marriage equality, both personally and as a matter of denominational policy. A range of clergy and religious business owners give a range of thoughtful opinions and reactions to the possibility of marriage equality and what it means for them. This sort of reporting is exactly what all coverage of faith and LGBT equality should look like: nuanced, thoughtful and beyond a black and white dichotomy.

What will help people to recognize this new reality of faithful support for LGBT equality? The media lifting up some of the many examples of faithful people who love and accept their LGBT friends and family will help immensely. Additionally, it takes people like you and me, those LGBT and allied people of faith, speaking out about our faith and our support for LGBT people. The more examples the media has of faithful voices speaking out, the more they will reflect this reality. Even if your religious group does not formally support LGBT equality, you can speak up. In fact, your voice might be more important than ever.

This watershed moment is calling people of faith who believe in equality to step up and speak out. Now is the moment that our stories matter most. It is good for LGBT people, it's good for society and it's good for your faith.

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Follow Ross Murray on Twitter: www.twitter.com/@inlayterms

Source: http://www.huffingtonpost.com/ross-murray/faith-and-marriage-equality_b_1257376.html

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Tuesday, February 7, 2012

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Source: http://urbanentrepreneurshiptour.com/?p=954

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